Top bank Time Deposit

Top Bank’s Time Deposit Account caters to your financial goals with competitive rates and security.

Savings Deposit individual

TopBank’s Savings Accounts are designed to help you achieve your financial goals with ease and flexibility.

Key Features: 

  • ₱1,000 Minimum Initial Deposit
  • ₱1,000 Maintaining Balance (ADB)
  • ₱1,000 monthly adb to earn interest
  • 0.1% Interest Rate
  • Below Maintaining Balance fee : ₱100
  • Dormancy fee : ₱30

Fund Access:

  • Over the counter

Transaction Record

  • Passbook

Savings SSS PEnsion

TopBank's SSS Pension Savings is a secure and convenient account for SSS pensioners, offering competitive interest rates and easy fund access for stress-free retirement management.

Key Features: 

  • ₱100 Minimum Initial Deposit
  • ₱100 Maintaining Balance (ADB)
  • ₱1000 monthly ADB to earn interest
  • 0.1% Interest Rate
  • Quarterly Interest Crediting
  • Below Maintaining Balance fee : ₱10
  • Dormancy fee : ₱30

Fund Access:

  • Over-the-counter transactions

Transaction Record

  • Passbook
  • SOA

Student/ SuperKids Savings

A simple savings account designed for students and kids, encouraging good financial habits with competitive interest rates and easy deposits.

Key Features: 

  • ₱100 Minimum Initial Deposit
  • ₱100 Maintaining Balance (ADB)
  • ₱1,000 monthly ADB to earn interest
  • 0.1% Interest Rate
  • Below Maintaining Balance fee : ₱10
  • Dormancy fee : ₱30
  • Quarterly Interest Crediting

Fund Access:

  • Over the counter

Transaction Record

  • Passbook
  • SOA

Instasave

A hassle-free savings account with no minimum maintaining balance, giving you instant access to your funds while earning interest.

Key Features: 

  • ₱1,000 monthly adb to earn interest
  • 0.1% Interest Rate
  • Quarterly Interest Crediting
  • Passbook Fee: ₱50

Fund Access:

  • Over the counter

Transaction Record

  • Passbook
  • SOA

Unlad savings

A growth-focused savings account designed to help you build a brighter future, with competitive interest rates and features tailored for your financial progress.

Key Features: 

  • ₱1,000 monthly adb to earn interest
  • 0.1% Interest Rate
  • Quarterly Interest Crediting
  • Passbook Fee: ₱50

Fund Access:

  • Over the counter

Transaction Record

  • Passbook
  • SOA

products

Click each savings account product and see its features to find the right one for you

PERSONAL Regular TD

PERSONAL Regular TD

Regular TD Account
Enjoy the peace of mind that comes with secure returns while maximizing your financial potential.

Description:

Enjoy the peace of mind that comes with secure returns while maximizing your financial potential.

Key features:

  • ₱10,000 Minimum Initial Deposit
  • ₱10,000 Maintaining Balance (ADB)
  • ₱10,000 monthly adb to earn interest
  • Based on Market Interest Rate
  • Interest crediting At Maturity
  • Minimum 30 days Terms
  • Maximum 365 days Terms

Fees and Charges:

N/A

Fund Access

  • Branch Account Renewal

Transaction Record

  • Passbook
PERSONAL 5 Year TD Account

PERSONAL 5 Year TD Account

5 Year TD Account
Our 5 Year Time Deposit Account offers a solid 5-year investment with a fixed 4% interest rate.

Description:

Our 5 Year Time Deposit Account offers a solid 5-year investment with a fixed 4% interest rate.

Key features:

  • ₱10,000 Minimum Initial Deposit
  • ₱10,000 Maintaining Balance (ADB)
  • ₱10,000 monthly ADB to earn interest
  • 4% Interest Rate
  • Interest Crediting Every Month
  • 5 Years Term

Fees and Charges:

  • Over the counter

Fund Access

N/A

Transaction Record

  • Passbook
PERSONAL Dollar time Deposit

PERSONAL Dollar time Deposit

Dollar Time Deposit
Grow USD savings with the Dollar Time Deposit—flexible terms and market-driven returns.

Description:

Grow USD savings with the Dollar Time Deposit—flexible terms and market-driven returns.

Key features:

  • USD 1,000 Minimum Initial Deposit
  • USD 1,000 Maintaining Balance (ADB)
  • USD 1,000 monthly ADB to earn interest
  • Based on Market Interest Rate
  • Interest Crediting At Maturity
  • Minimum 30 days in Terms

Fees and Charges:

N/A

Fund Access

  • Branch of Account Renewal

Transaction Record

  • Certificate of Time Deposit

Regular TD Account

Regular TD Account
Enjoy the peace of mind that comes with secure returns while maximizing your financial potential.

Description:

A high-yield Time Deposit account that lets your savings grow with guaranteed interest over a fixed term.

Key features:

  • ₱10,000 Minimum Initial Deposit
  • ₱10,000 Maintaining Balance (ADB)
  • ₱10,000 monthly adb to earn interest
  • Based on Market Interest Rate
  • Interest crediting At Maturity
  • Minimum 30 days Terms
  • Maximum 365 days Terms

Fees and Charges:

N/A

Fund Access

  • Branch Account Renewal

Transaction Record

  • Passbook

5 Year TD Account

5 Year TD Account
Our 5 Year Time Deposit Account offers a solid 5-year investment with a fixed 4% interest rate.

Description:

Enjoy tax-free earnings and higher fixed interest rates with TopBank’s 5-Year Time Deposit Account. Designed for long-term savers, this account allows you to grow your funds steadily while benefiting from zero tax deductions on interest income. With minimal risk and maximum returns, your savings will compound over time, providing financial stability and peace of mind. Whether you're planning for retirement, future expenses, or a major investment, the 5-Year Time Deposit is your key to a more secure financial future.

Key features:

  • ₱10,000 Minimum Initial Deposit
  • ₱10,000 Maintaining Balance (ADB)
  • ₱10,000 monthly ADB to earn interest
  • 4% Interest Rate
  • Interest Crediting Every Month
  • 5 Years Term

Fees and Charges:

  • Over the counter

Fund Access

N/A

Transaction Record

  • Passbook

Dollar Time Deposit

Dollar Time Deposit
Grow USD savings with the Dollar Time Deposit—flexible terms and market-driven returns.

Description:

Secure your USD savings with our Dollar Time Deposit—market-driven returns, flexible terms starting at 30 days, and guaranteed maturity access.

Key features:

  • USD 1,000 Minimum Initial Deposit
  • USD 1,000 Maintaining Balance (ADB)
  • USD 1,000 monthly ADB to earn interest
  • Based on Market Interest Rate
  • Interest Crediting At Maturity
  • Minimum 30 days in Terms

Fees and Charges:

N/A

Fund Access

  • Branch of Account Renewal

Transaction Record

  • Certificate of Time Deposit

account opening requirements

Basic Requirements
Accepted IDs for Account Opening