Top bank Time Deposit
Top Bank’s Time Deposit Account caters to your financial goals with competitive rates and security.
Savings Deposit individual
TopBank’s Savings Accounts are designed to help you achieve your financial goals with ease and flexibility.
Key Features:
- ₱1,000 Minimum Initial Deposit
- ₱1,000 Maintaining Balance (ADB)
- ₱1,000 monthly adb to earn interest
- 0.1% Interest Rate
- Below Maintaining Balance fee : ₱100
- Dormancy fee : ₱30
Fund Access:
- Over the counter
Transaction Record
- Passbook
Savings SSS PEnsion
TopBank's SSS Pension Savings is a secure and convenient account for SSS pensioners, offering competitive interest rates and easy fund access for stress-free retirement management.
Key Features:
- ₱100 Minimum Initial Deposit
- ₱100 Maintaining Balance (ADB)
- ₱1000 monthly ADB to earn interest
- 0.1% Interest Rate
- Quarterly Interest Crediting
- Below Maintaining Balance fee : ₱10
- Dormancy fee : ₱30
Fund Access:
- Over-the-counter transactions
Transaction Record
- Passbook
- SOA
Student/ SuperKids Savings
A simple savings account designed for students and kids, encouraging good financial habits with competitive interest rates and easy deposits.
Key Features:
- ₱100 Minimum Initial Deposit
- ₱100 Maintaining Balance (ADB)
- ₱1,000 monthly ADB to earn interest
- 0.1% Interest Rate
- Below Maintaining Balance fee : ₱10
- Dormancy fee : ₱30
- Quarterly Interest Crediting
Fund Access:
- Over the counter
Transaction Record
- Passbook
- SOA
Instasave
A hassle-free savings account with no minimum maintaining balance, giving you instant access to your funds while earning interest.
Key Features:
- ₱1,000 monthly adb to earn interest
- 0.1% Interest Rate
- Quarterly Interest Crediting
- Passbook Fee: ₱50
Fund Access:
- Over the counter
Transaction Record
- Passbook
- SOA
Unlad savings
A growth-focused savings account designed to help you build a brighter future, with competitive interest rates and features tailored for your financial progress.
Key Features:
- ₱1,000 monthly adb to earn interest
- 0.1% Interest Rate
- Quarterly Interest Crediting
- Passbook Fee: ₱50
Fund Access:
- Over the counter
Transaction Record
- Passbook
- SOA
products
Click each savings account product and see its features to find the right one for you
PERSONAL Regular TD
Description:
Key features:
- ₱10,000 Minimum Initial Deposit
- ₱10,000 Maintaining Balance (ADB)
- ₱10,000 monthly adb to earn interest
- Based on Market Interest Rate
- Interest crediting At Maturity
- Minimum 30 days Terms
- Maximum 365 days Terms
Fees and Charges:
N/A
Fund Access
- Branch Account Renewal
Transaction Record
- Passbook
PERSONAL 5 Year TD Account
Description:
Key features:
- ₱10,000 Minimum Initial Deposit
- ₱10,000 Maintaining Balance (ADB)
- ₱10,000 monthly ADB to earn interest
- 4% Interest Rate
- Interest Crediting Every Month
- 5 Years Term
Fees and Charges:
- Over the counter
Fund Access
N/A
Transaction Record
- Passbook
PERSONAL Dollar time Deposit
Description:
Key features:
- USD 1,000 Minimum Initial Deposit
- USD 1,000 Maintaining Balance (ADB)
- USD 1,000 monthly ADB to earn interest
- Based on Market Interest Rate
- Interest Crediting At Maturity
- Minimum 30 days in Terms
Fees and Charges:
N/A
Fund Access
- Branch of Account Renewal
Transaction Record
- Certificate of Time Deposit
Regular TD Account
Description:
A high-yield Time Deposit account that lets your savings grow with guaranteed interest over a fixed term.
Key features:
- ₱10,000 Minimum Initial Deposit
- ₱10,000 Maintaining Balance (ADB)
- ₱10,000 monthly adb to earn interest
- Based on Market Interest Rate
- Interest crediting At Maturity
- Minimum 30 days Terms
- Maximum 365 days Terms
Fees and Charges:
N/A
Fund Access
- Branch Account Renewal
Transaction Record
- Passbook
5 Year TD Account
Description:
Enjoy tax-free earnings and higher fixed interest rates with TopBank’s 5-Year Time Deposit Account. Designed for long-term savers, this account allows you to grow your funds steadily while benefiting from zero tax deductions on interest income. With minimal risk and maximum returns, your savings will compound over time, providing financial stability and peace of mind. Whether you're planning for retirement, future expenses, or a major investment, the 5-Year Time Deposit is your key to a more secure financial future.
Key features:
- ₱10,000 Minimum Initial Deposit
- ₱10,000 Maintaining Balance (ADB)
- ₱10,000 monthly ADB to earn interest
- 4% Interest Rate
- Interest Crediting Every Month
- 5 Years Term
Fees and Charges:
- Over the counter
Fund Access
N/A
Transaction Record
- Passbook
Dollar Time Deposit
Description:
Secure your USD savings with our Dollar Time Deposit—market-driven returns, flexible terms starting at 30 days, and guaranteed maturity access.
Key features:
- USD 1,000 Minimum Initial Deposit
- USD 1,000 Maintaining Balance (ADB)
- USD 1,000 monthly ADB to earn interest
- Based on Market Interest Rate
- Interest Crediting At Maturity
- Minimum 30 days in Terms
Fees and Charges:
N/A
Fund Access
- Branch of Account Renewal
Transaction Record
- Certificate of Time Deposit
account opening requirements
