Top Bank Corporate Smart Account is a specialized checking account designed for businesses, combining the convenience of a checking account with the added benefit of earning interest on your balance. It offers a smart solution for managing daily transactions while ensuring your funds work harder for you.
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Corporate Smart
Corporate Smart
Provides flexibility with passbook, checkbook, and over-the-counter access, along with quarterly interest.
Description:
Our Corporate Smart Account provides flexibility with passbook, checkbook, and over-the-counter access. Ideal for businesses that prioritize convenience, control, and earning quarterly interest on their funds.
Provides flexibility with passbook, checkbook, and over-the-counter access, along with quarterly interest.
Description:
Our Corporate Smart Account provides flexibility with passbook, checkbook, and over-the-counter access. Ideal for businesses that prioritize convenience, control, and earning quarterly interest on their funds.
Key features:
₱15,000 Minimum Initial Deposit
₱50,000 Maintaining Balance (ADB)
₱200,000 Monthly ADB to earn interest
Based on Market Interest Rate
Quarterly Interest Crediting
Fees and Charges:
Below Maintaining Balance fee: ₱500
Dormancy fee: ₱30
Checkbooklet fee: ₱550
Fund Access
Over the counter transactions
Checkbook
Transaction Record
Passbook
Statement of Account (SOA)
account opening requirements
Corporate Requirements
A valid government-issued ID for authorized signatories.
Business registration documents (e.g., SEC or DTI registration).
Articles of Incorporation / Partnership[MM1] or Association.
Proof of address for your business (e.g., utility bill).
Secretary Certificate / Board Resolution or Partnership Resolution
Latest General Information Sheet
Business Permit
Accepted IDs for Account Opening
Philippine National ID (PhilSys ID)/PhilSys Digital ID/Printed ePhil ID
Philippine Passport
Foreign Governments Passport with Alien Certificate of Registration Identity Cards (ACR-I Card)
Driver’s License
Professional Regulation Commission (PRC) ID
Government Service Insurance System (GSIS) e-card
Social Security System (SSS) card
Seaman’s book
Integrated Bar of the Philippines ID
Postal ID
Voter’s ID
Tax Identification Number
Barangay Certification
Senior Citizen card
Overseas Workers Welfare Administration (OWWA) ID
Overseas Filipino Workers (OFW) ID
Government Office and Government-owned and controlled corporation (GOCC) ID (e.g., AFP, UMID, PhilHealth, HDMF IDs)
Certification from the NCWDP
DSWD Certification
Company IDs issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC.
Professional Identification Cards issued by the Maritime Industry Authority (MARINA) (Memorandum No. M-2016-019 dated 29 November 2016)