top bank savings account
Top Bank’s Savings Accounts are designed to help you achieve your financial goals with ease and flexibility. Whether you’re saving for your future, supporting your family, or starting small, our savings products offer competitive interest rates and accessible features tailored to your needs.
Savings Deposit individual
TopBank’s Savings Accounts are designed to help you achieve your financial goals with ease and flexibility.
Key Features:
- ₱1,000 Minimum Initial Deposit
- ₱1,000 Maintaining Balance (ADB)
- ₱1,000 monthly adb to earn interest
- 0.1% Interest Rate
- Below Maintaining Balance fee : ₱100
- Dormancy fee : ₱30
Fund Access:
- Over the counter
Transaction Record
- Passbook
Savings SSS PEnsion
TopBank's SSS Pension Savings is a secure and convenient account for SSS pensioners, offering competitive interest rates and easy fund access for stress-free retirement management.
Key Features:
- ₱100 Minimum Initial Deposit
- ₱100 Maintaining Balance (ADB)
- ₱1000 monthly ADB to earn interest
- 0.1% Interest Rate
- Quarterly Interest Crediting
- Below Maintaining Balance fee : ₱10
- Dormancy fee : ₱30
Fund Access:
- Over-the-counter transactions
Transaction Record
- Passbook
- SOA
Student/ SuperKids Savings
A simple savings account designed for students and kids, encouraging good financial habits with competitive interest rates and easy deposits.
Key Features:
- ₱100 Minimum Initial Deposit
- ₱100 Maintaining Balance (ADB)
- ₱1,000 monthly ADB to earn interest
- 0.1% Interest Rate
- Below Maintaining Balance fee : ₱10
- Dormancy fee : ₱30
- Quarterly Interest Crediting
Fund Access:
- Over the counter
Transaction Record
- Passbook
- SOA
Instasave
A hassle-free savings account with no minimum maintaining balance, giving you instant access to your funds while earning interest.
Key Features:
- ₱1,000 monthly adb to earn interest
- 0.1% Interest Rate
- Quarterly Interest Crediting
- Passbook Fee: ₱50
Fund Access:
- Over the counter
Transaction Record
- Passbook
- SOA
Unlad savings
A growth-focused savings account designed to help you build a brighter future, with competitive interest rates and features tailored for your financial progress.
Key Features:
- ₱1,000 monthly adb to earn interest
- 0.1% Interest Rate
- Quarterly Interest Crediting
- Passbook Fee: ₱50
Fund Access:
- Over the counter
Transaction Record
- Passbook
- SOA
products
Click each savings account product and see its features to find the right one for you
PERSONAL Dollar Savings
Description:
Dollar Savings Account lets you save in USD with a low initial deposit, quarterly interest, and convenient passbook access. Ideal for those looking to grow their dollar savings securely.
Key features:
- USD 100 Minimum Initial Deposit
- USD 100 Maintaining Balance (ADB)
- USD 200 monthly ADB to earn interest
- Based on Market Interest Rate
- Quarterly Interest Crediting
Fees and Charges:
- Dormancy fee: $1
Fund Access
- Over the counter transactions
Transaction Record
- Passbook
- Statement of Account (SOA)
PERSONAL My e-Pon
Description:
Save effortlessly with My e-Pon. Enjoy interest earnings without maintaining a balance, quarterly interest crediting, and easy access for a small fee.
Key features:
- ₱1,000 monthly ADB to earn interest
- ₱50,000 maximum daily balance
- ₱50,000 transaction daily amount limit
- Based on Market Interest Rate
- Quarterly Interest Crediting
Fees and Charges:
- Passbook fee: ₱53.50 (Optional)
- Initial ATM Card fee: ₱120
Fund Access
- Over the counter
- Mobile Banking
Transaction Record
- ATM
- Passbook
- Statement of Account (SOA)
PERSONAL Superkids Savings
Description:
Start small, earn interest quarterly, and enjoy easy passbook access.
Key features:
- ₱100 Minimum Initial Deposit
- ₱100 Maintaining Balance (ADB)
- ₱1,000 monthly ADB to earn interest
- Based on Market Interest Rate
- Quarterly Interest Crediting
Fees and Charges:
- Below Maintaining balance fee: ₱10
- Dormancy fee: ₱30
Fund Access
- Over the counter
Transaction Record
- Passbook
- Statement of Account (SOA)
- ATM
PERSONAL Savings SSS Pension
Description:
Enjoy hassle-free saving with our SSS Pension Account—low starting balance, quarterly interest, and easy passbook access. Tailored for pensioners, this account provides a hassle-free way to manage your SSS funds securely.
Key features:
- ₱100 Minimum Initial Deposit
- ₱100 Maintaining Balance (ADB)
- ₱1,000 monthly ADB to earn interest
- Based on Market Interest Rate
- Quarterly Interest Crediting
Fees and Charges:
- Below Maintaining Balance fee: ₱10
- Dormancy fee: ₱30
Fund Access
- Over the counter
Transaction Record
- Passbook
- Statement of Account (SOA)
- ATM
PERSONAL Savings Deposit Individual
Description:
Our most popular savings account, perfect for individuals looking for a secure and accessible way to save.
- Minimum Initial Deposit: ₱1,000
- Maintaining Balance: ₱1,000
- Interest Rate: 0.125%
- Quarterly Interest Crediting
Key features:
- ₱1,000 Minimum Initial Deposit
- ₱1,000 Maintaining Balance (ADB)
- ₱1,000 monthly ADB to earn interest
- Based on Market Interest Rate
- Quarterly Interest Crediting
Fees and Charges:
- Below Maintaining Balance fee: ₱100
- Dormancy fee: ₱30
Fund Access
- Over the counter
Transaction Record
- Passbook
- Statement of Account (SOA)
- ATM
Savings SSS Pension
Description:
Enjoy hassle-free saving with our SSS Pension Account—low starting balance, quarterly interest, and easy passbook access. Tailored for pensioners, this account provides a hassle-free way to manage your SSS funds securely.
Key features:
- ₱100 Minimum Initial Deposit
- ₱100 Maintaining Balance (ADB)
- ₱1,000 monthly ADB to earn interest
- Based on Market Interest Rate
- Quarterly Interest Crediting
Fees and Charges:
- Below Maintaining Balance fee: ₱10
- Dormancy fee: ₱30
Fund Access
- Over the counter
Transaction Record
- Passbook
- Statement of Account (SOA)
- ATM
Superkids Savings
Description:
Start small, earn interest quarterly, and enjoy easy passbook access.
Key features:
- ₱100 Minimum Initial Deposit
- ₱100 Maintaining Balance (ADB)
- ₱1,000 monthly ADB to earn interest
- Based on Market Interest Rate
- Quarterly Interest Crediting
Fees and Charges:
- Below Maintaining balance fee: ₱10
- Dormancy fee: ₱30
Fund Access
- Over the counter
Transaction Record
- Passbook
- Statement of Account (SOA)
- ATM
My e-Pon
Description:
Save effortlessly with My e-Pon. Enjoy interest earnings without maintaining a balance, quarterly interest crediting, and easy access for a small fee.
Key features:
- ₱1,000 monthly ADB to earn interest
- ₱50,000 maximum daily balance
- ₱50,000 transaction daily amount limit
- Based on Market Interest Rate
- Quarterly Interest Crediting
Fees and Charges:
- Passbook fee: ₱53.50 (Optional)
- Initial ATM Card fee: ₱120
Fund Access
- Over the counter
- Mobile Banking
Transaction Record
- ATM
- Passbook
- Statement of Account (SOA)
Dollar Savings
Description:
Dollar Savings Account lets you save in USD with a low initial deposit, quarterly interest, and convenient passbook access. Ideal for those looking to grow their dollar savings securely.
Key features:
- USD 100 Minimum Initial Deposit
- USD 100 Maintaining Balance (ADB)
- USD 200 monthly ADB to earn interest
- Based on Market Interest Rate
- Quarterly Interest Crediting
Fees and Charges:
- Dormancy fee: $1
Fund Access
- Over the counter transactions
Transaction Record
- Passbook
- Statement of Account (SOA)
Savings Deposit Individual
Description:
Our most popular savings account, perfect for individuals looking for a secure and accessible way to save.
- Minimum Initial Deposit: ₱1,000
- Maintaining Balance: ₱1,000
- Interest Rate: 0.125%
- Quarterly Interest Crediting
Key features:
- ₱1,000 Minimum Initial Deposit
- ₱1,000 Maintaining Balance (ADB)
- ₱1,000 monthly ADB to earn interest
- Based on Market Interest Rate
- Quarterly Interest Crediting
Fees and Charges:
- Below Maintaining Balance fee: ₱100
- Dormancy fee: ₱30
Fund Access
- Over the counter
Transaction Record
- Passbook
- Statement of Account (SOA)
- ATM
account opening requirements
